HVAC Financing Options in Lynchburg, VA

Comfort Today, Pay Later

Investing in a new heating or cooling system doesn’t have to wait. At Terrell E. Moseley, we make it easier to afford the comfort you need with flexible financing options. Our 6 Months Same-As-Cash program lets you enjoy reliable heating and cooling now—without immediate payments or interest.

No Payments, No Interest for 6 Months


  • Install your new HVAC system now and make no payments for six months.
  • Pay in full within the six-month window and you’ll owe no interest.
  • Prefer smaller payments? Make six equal installments over six months, also with no interest.
  • Need time to arrange a home equity loan? This program gives you the flexibility to switch over when ready.


After Six Months
If the balance is not paid in full, a 19.50% interest rate applies retroactively to the installation date.

Why Financing May Be Right for You

A black and white drawing of two gears on a white background.

Immediate Comfort

No need to wait to replace or upgrade your heating or cooling system.

A black and white drawing of a box with a wrench on top of it.

Budget Flexibility

Spread out costs in a way that works best for your household.

A black and white drawing of a house with smoke coming out of the chimney.

Energy Savings

High-efficiency systems often lower utility bills, helping offset monthly costs.

A black and white drawing of a house with smoke coming out of the chimney.

Home Value

Upgrading your HVAC system increases comfort and resale appeal.

A black and white drawing of a wind icon on a white background.

Get Started with Financing

Ready to upgrade your comfort system with affordable payments? Call 434-847-1223 or ask your technician about financing during your in-home consultation.